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The personal information collected from you on this form will be used to respond to your query, and to provide you with information about the products and services we offer.

We may disclose your personal information to RAMS and its franchisees, other members of the Westpac Group, anyone we engage to do something on our behalf, and other organisations that assist us with our business.

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If you need a more precise figure, you can ask individual lenders or talk to a broker to see what you could borrow. To find the best mortgage, you need to work out the loan to value LTV you'll need.

This is the percentage of the property's value your mortgage covers. If you need help finding the right deal talk to a mortgage broker.

When you remortgage, you get a new mortgage on your current home without moving. If you can find a cheaper deal, you could save money.

The purpose of this calculator is to assist you in estimating the upfront costs associated with your loan. It should be used solely for the purpose of providing you with an indication of the upfront costs you may incur, so you can include an estimate for these amounts into your savings plan.

Stamp duty and registration costs have been calculated using the rates from the relevant government authority websites and do not take into account any concessions you may be eligible for such as first home buyers discounts or any surcharges or additional and duties that may apply given your individual circumstances.

We have made a number of assumptions when producing the calculations. Our main assumptions are set out below:. Get an idea of how much you may be able to increase your borrowing by, based on the equity in your home and whether you keep or sell it.

Your available funds, based on the information you have entered above, including your estimated property value:. Important: All figures produced by this calculator are indicative only.

We've made some assumptions in this calculator — please read them as they affect the figures produced. Those assumptions are:.

What you've told us is correct. We use the information including estimated property value, current loan balance, interest rate, rental income etc that you input and assume it is correct.

Please note: if you apply for a new or increased loan with us, we will separately value your property, and our valuation may be different. We use monthly figures in this calculator.

If you input a weekly, fortnightly or annual amount, we will convert it into an annual amount if needed , and then into a monthly amount assuming there are exactly 52 weeks, 26 fortnights, and 12 months of equal length in each year.

If you ask us to show repayments otherwise than on a monthly basis, we follow the same rule, but in reverse. This is not necessarily the amount we would lend which could be more or less.

The amount we lend takes into account a range of things including what repayments you can afford, your credit information, our valuation of the property and whether Lenders Mortgage Insurance is an option.

The accuracy of this figure also affects "Your available equity". Your monthly repayments are calculated assuming:.

When considering this, please keep in mind:. Answer three simple questions to find a home loan product suited to you.

Drag the slider left or right to adjust your borrow amount. Different amounts and terms will result in different comparison rates.

Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Skip to Login Skip to main content. Search Search nab. Latest offers Personal Business. Personal home. Equity loan calculator.

Loan repayment calculator. Stamp duty and set up costs. Home loan selector. Borrowing calculator Obtain an estimate of what you could afford to borrow and compare different home buying scenarios.

View assumptions about this calculator. Total dependants. Marital status Borrower 1 marital status. Borrower 2 marital status.

Borrower 2 net salary income. Home loans. If you have a desired level of home equity in mind, HSH's Home Equity Projector will tell you when you can expect it to become available.

When this will happen depends on amortization, any prepayments you make and future home-price appreciation. For this calculation, if you have been making any prepayments on your loan, we assume they will continue.

Desired Equity Amount. Expected Annual Appreciation. Result is based on. This is derived from the Federal Housing Finance Agency's Home Price Index, and covers a time period from first quarter to the most recently available quarter.

If no market closely matches yours, select "National Average Median" as a basis, or add in your own. What city do you live in? Odds are calculated as soon as enough cards are in play.

The position to receive the next card is highighted in red. Click on any card to highlight it. The return on equity is also used in calculating the expected growth of a company by multiplying it by the retention ratio, or the percentage of net income that is reinvested by the company to fund future growth.

Such calculations are known as "sustainable growth model" analyses. If you are the sole investor in the company and the company has no outstanding debt or liabilities, then the return on equity is equal to your return on investment ROI so you can use this return on equity calculator or a ROI calculator with to the same result.

In this sense "good" is a subjective term that depends on the particular niche, competition, perceived risk, and investor time preference, among others.

Apply online for conditional approval — fill out the form as Star Games Auszahlung as you can, it can take around 20 minutes. You should confirm the government costs and duties payable with the relevant government authorities. For more information, please contact your local State or Territorial Revenue Office:.